So I decided it was time to take more control of my financial/credit situaiton in light of all that's going on and start monitoring my credit. So I signed up for that freecreditreport.com site. I didn't really know what to expect, but holy fucking shit. I mean, just...wow.
Not only did it say I had a credit score of 570 (??!!!) but that I was employed by Sears Roebuck in Waterloo and that my current bank was John Deere Community Credit Union (both of which are places in Iowa, yet it somehow had my current Chicago address).
So after freaking out about that credit score, I looked at what was dragging it down so far. Basically, it looked like this was literally a credit report from 1999. NOTHING was remotely current. Is this the way they do business?
So I signed up for the same thing in Equifax and found all to be in order. Credit score is good, my current employer is Resolution Media and I don't have the US Dept of Education as a current creditor.
So yeah, um, fuck that freecreditreport.com shit. Even when you do buy a report it's grossly inaccurate.
Comments (1)
Smart move.
I wish I could say that I didn't have the US Department of Educaion as a creditor. I'd be a rich man! :)
Posted by Ryan | October 1, 2008 5:18 PM
Posted on October 1, 2008 17:18